As a business owner, you might be asked by a client, landlord, or other parties to provide a certificate of insurance with them listed as an “additional insured." That means their name and address are listed on the certificate itself, and that your coverage now extends to them. In case something goes wrong, the additional insured (also known as a certificate holder) listed on a certificate can make a claim against the policyholder’s insurance directly.
If you have coverage with NEXT, a certificate of insurance is generated automatically for you, free of charge. You can access and generate unlimited free certificates 24/7 in your NEXT account. You can also add additional insureds and additional insured endorsements (changes) to your certificate.