Insurance

Commercial Auto

• What is hired and non-owned auto insurance? Do you offer non-owner auto insurance?
• What is commercial auto insurance?
• Do you offer personal auto insurance?
• What does liability coverage for an auto insurance policy mean?
• Can I buy commercial auto insurance by itself?
• What is medical and personal injury protection coverage?

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Commercial Property

• What is Business Personal Property (BPP) Insurance and what does it cover?
• Do you offer commercial property and/or hazard insurance?

General Liability

• How do I change the activities covered under my policy?
• What is Per Project? How can I add it to my policy?
• Does NEXT cover non-profits?
• What is the personal and advertising injury limit on my policy?
• Does general liability cover subcontractors?
• What is General Liability Insurance?

Tools and Equipment

• What is Inland Marine (Tools and Equipment) Insurance?
• What policy do I need to cover my tools and equipment?
• Does the equipment coverage also apply to rented equipment?

Workers' Comp

• Does NEXT offer ghost Worker's Compensation policies?
• Does Workers' Compensation cover subcontractors?
• Why does NEXT audit my workers’ compensation policy? What do I need to do?
• What is workers’ compensation insurance?
• Does my state require workers'/workman's compensation insurance?
• Do you offer workers'/workman’s comp?

Professional Liability

• What is professional liability (errors & omissions) insurance?

Business Owner Policy

• Does my coverage include business interruption insurance?
• Do you offer Business Owner Property Insurance (BOP)?

Other coverage

• Does NEXT have an AM Best rating?
• Do my vendors/subcontractors need their own insurance coverage? I'm a vendor/subcontractor. How can I provide proof of insurance for a client or contractor? How can I find proof of coverage for a vendor I hired?
• What is bond insurance? Who typically needs this coverage? Do you offer bond insurance?
• What is cargo insurance? Do you offer/do I have cargo insurance? Who typically needs cargo insurance?
• Do you provide Liquor Liability insurance? Am I required to have this type of coverage?
• Do you offer demolition coverage?

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