You are able to add additional insured endorsements to your policy. These endorsements add modified, custom language to your certificate of insurance.
We’ve given you the ability to create certificates of insurance with additional insured endorsements in your mobile app or NEXT customer account. Get instructions on how to add these endorsements to your policy here.
These are the most commonly requested endorsements that we offer:
The ongoing operations endorsement reassures the recipient that your coverage applies to the work you’re doing for them as you do it. This endorsement is available for general liability policies.
The completed operations endorsement reassures the recipient that your coverage will still apply to the work you’re doing for them when you’ve finished. This endorsement is available for general liability policies.
The primary and non-contributory endorsement promises that in the event of an eligible claim, we’ll be the first to pay out and won’t try to get the recipient’s insurance to chip in. This endorsement is available for general liability and commercial auto (upon request) policies.
The waiver of subrogation endorsement promises that in the event of an eligible claim, we’ll be the first to pay out and won’t try and recoup our losses from the recipient’s insurance. Please note that this change usually causes an increase in premium, and you can review your new monthly premium and the one-time charge that is due before adding to your policy. This endorsement is available for general liability, workers' compensation, and commercial auto (upon request) policies. Our errors and omissions (professional liability) policies have this coverage built-in, and we can add this custom language to a certificate of insurance upon request.