Does the equipment coverage also apply to rented equipment? October 27, 2023 18:30 Updated Our Tool's and Equipment policy is not intended to provide coverage to rented equipment. This policy is intended to provide coverage for tools and equipment owned for your business. Related articles What policy do I need to cover my tools and equipment? What is Inland Marine (Tools and Equipment) Insurance? I need to get a copy of my certificate for the next year, how do I do that?