No, we will not alter your premium or cancel your policy for the duration of your policy term due to a claim. It is important to note that the premium displayed is a deposit premium for the policy period. At the end of your policy period we reserve the right to review the details of your business and vehicle activity within that time. If either has changed since you applied, we reserve the right to adjust your previous year’s premium up or down accordingly, and refund or withdraw funds as applicable.